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Thank you for your recent payment(s) request. This is to confirm your
authorization for an electronic debit from the funding account you
provided payable to Conn’s on May 14,2020 at 21:54 for the following
account(s) that total $1655.12.
The payment will be effective on May 18,2020 or shortly thereafter. In
the event your bank returns an attempted electronic ACH debit as
unpaid, the ACH debit may be resubmitted up to two additional times. If
after these resubmissions the payment is not received by Conn’s, you
agree to pay a fee for the returned ACH debit in an amount equal to the
lesser of (a) the amount allowed by the state governing law for your
account, or (b) the amount set forth below based on the state governing
law for your account, together with other amounts you may owe under
NSF – revolving Charge Agreement:
Texas: The lesser of 01) the amount of the minimum monthly payment due
under your account, or (2) $15.00;
Louisiana: The lesser of (1) the amount of the minimum monthly payment
due under your account, or (2) $25.00; or
Oklahoma: The amount of the minimum monthly payment due under your
account or $250.00, whichever is less.
NSF – Retail Installment Contract or Direct loan:
Alabama: The greater of $30 or an amount equal to the actual charge by
the depository institution for the return of the dishonored check;
Louisiana: 5% of check or $25; whichever is greater;
New Mexico: $30;
Arizona: $10 or the actual charge made to the seller (whichever is
Georgia: $30 or 5% of the face amount of the instrument, whichever is
greater after 10 days letter notice;
South Carolina: $50;
North Carolina: $250
In addition to the above fee, you may be charged a separate fee by your
bank in the event your attempted ACH payment is returned to us unpaid.
You agree to be responsible for payment of all bank fees incurred by
your bank with respect to your account.
If you have any questions, concerns or require clarification regarding
this correspondence, please contact customer service 1-877-358-1252.