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Term Plan is a pure protection plan which offers the assured life cover and ensures the comprehensive financial protection for your family & loved ones. In the event of your demise during the policy term, the sum assured opted will be paid to the nominee, provided the policy is in force. Term Insurance is considered as an efficient tax-saving instrument.Under Section 80C of the Indian Income Tax Act, you can avail tax exemption for life insurance premiums up to Rs1.5 lakh per annum. In order to be entitled to tax benefits u/s 80C, the sum assured should be at least 10 times of the annual premium.
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